Lead
A child who has grown up without ever handling cash — where does the experience of "I spent money" actually come from? When parents settle daily purchases contactlessly, children pay transit fares with a digital card, and in-game purchases run on a separate account, the physical discomfort of spending has been stripped away. Money leaves without weight.
The primary school years are a plausible entry point for practical financial education. But the design question is not just "how much to give" — it is "how to give it, and what to arrange for them to experience."