Lead
Consumer protection agencies in multiple countries receive thousands of complaints each year about children running up charges on a parent's credit card without the parent's knowledge. But framing this as a problem of children's ethics misses the point. Understanding the psychological mechanism behind in-game purchase design is the starting point for prevention.
Understanding the mechanism is not the same as excusing the behavior or blurring who is responsible. It is the preparation needed to think clearly about which settings to change and which conversations to have at home.